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How to Manage Finances After the Death of a Family Member: Step-by-Step Guide
Managing Finances After Death doesn’t have to be overwhelming. Follow our simple step-by-step guide for EPF, insurance, property, and unclaimed assets to secure your family’s future.
Pratyush Banke
Aug 1612 min read


UAN Activation & Multiple UANs: Common EPF Problems and How to Fix Them (2025 Guide)
Facing issues with UAN activation, KYC, or duplicate UANs? Discover how to merge multiple UANs, update EPF records, and avoid PF withdrawal delays easily.
Pratyush Banke
Aug 1221 min read


EPFO New Rule 2025: Aadhaar Face Authentication for UAN on UMANG App
Starting August 2025, Aadhaar-based face authentication is now mandatory for UAN generation via the UMANG app, as per the EPFO’s latest rule. Here's what it means and how to complete the process.
Pratyush Banke
Aug 64 min read


EPFO Rule Changes 2025: Complete Summary of New PF & Pension Reforms
Discover all EPFO rule changes in 2025, auto PF transfers, faster withdrawals, digital claims, and updated pension rules. Essential guide for every EPF account holder in India.
Pratyush Banke
Jul 318 min read


EPF Claim Rejected: Name, Aadhaar, or Date of Birth Mismatch? Here’s How to Fix and Get PF Faster (2025 Guide)
Facing EPF claim rejection in India due to name, Aadhaar, or date of birth mismatch? Discover step-by-step KYC updates and get your PF withdrawal approved in 2025.
Pratyush Banke
Jul 3115 min read


Stop the Misinformation: Why EPFO Deserves Better Than Rumours and SEO Hacks
The Employee Provident Fund (EPF) is not just a financial instrument — it’s the backbone of security for more than 27 crore Indians, supporting families in times of retirement, crisis, or bereavement. But as digital media races to capture clicks and dominate search results, misinformation and rumours around the Employees’ Provident Fund Organisation (EPFO) are turning a lifeline into a labyrinth of confusion.
Harsh Jain
Jul 202 min read


Inside India’s Unclaimed Deposits Surge: When Dormant Money Tells a Bigger Story
In the last decade, the amount of unclaimed deposits in Indian banks has exploded, rising from ₹2,795 crore in 2014 to ₹97,545 crore by March 2025. That’s a massive compound annual growth rate (CAGR) of 38% over 11 years. But the real kicker? More than half—52%—of this growth happened in just the most recent three years.
Harsh Jain
Jul 193 min read


India's Job Revolution: The EPFO ELI Scheme Explained
In a landmark move set to redefine India's employment landscape, the Employees' Provident Fund Organisation (EPFO) has rolled out the Employment Linked Incentive (ELI) Scheme. Unveiled in the Union Budget 2024–25 and officially greenlit by the Union Cabinet in July 2025, the ELI Scheme isn't just another policy; it's a monumental shift in how India approaches formal job creation and social security for its growing workforce.
Harsh Jain
Jul 184 min read


Transferring PF Without Employer Approval: The New Process (2025 Guide)
Stay ahead with the latest 2025 updates to the EPFO’s digital transfer process—no more waiting for employer signatures, no more paperwork, and no lengthy delays. Learn how the Employee Provident Fund (EPF) transfer workflow has evolved, the major differences between the old and new systems, and precisely how to complete a transfer yourself.
Harsh Jain
Jul 173 min read


EPFO’s Latest Report - 1 in 4 EPF Claims Get Rejected
You finally apply to withdraw your PF, maybe after switching jobs, buying a home, or—worse—after losing a loved one. You wait, only to get a rejection message from the EPFO portal. No clear explanation, no one to talk to. Just a vague status. Sound familiar?
Harsh Jain
Jul 173 min read


EPF Rule Change 2025: First-Time Homebuyers Can Now Withdraw 90% of EPF Corpus After 3 Years
In a major step towards making homeownership more accessible, the Employees’ Provident Fund Organisation (EPFO) has announced a new rule in 2025: First-time homebuyers can now withdraw up to 90% of their EPF corpus after just three years of membership. This landmark change is expected to help millions of salaried Indians arrange funds for their first home, especially for the crucial down payment.
Harsh Jain
Jul 142 min read


EPFO Declares 8.25% Interest Rate for FY 24-25: What It Means for You
The EPFO’s declaration of an 8.25% interest rate for FY 2024-25, as per the official circular, is a positive development for millions of Indian employees. With early crediting and a stable rate, EPF continues to be a cornerstone of retirement planning in India.
Harsh Jain
Jul 142 min read


Your Guide Through EPF or PF: From Login to Withdrawal
This comprehensive guide will walk you through every aspect of EPF and PF from your first job to withdrawals, transfers, and beyond. Real-life stories, step-by-step instructions, and practical tips will make your EPF journey smooth and stress-free.
Harsh Jain
Jul 921 min read


A Quick Guide to Your EPF (Employee Provident Fund)
The Employee Provident Fund (EPF) is a crucial savings scheme for salaried employees in India.
Harsh Jain
Dec 30, 20242 min read


Unblocking Your Inactive EPF Account
The Employee Provident Fund (EPF) is a retirement savings scheme for salaried individuals in India. It's a valuable resource
Harsh Jain
Nov 15, 20242 min read


Case study: Navigating the Complexities of PF Withdrawal
Countless individuals face similar challenges with EPF withdrawals, often leading to significant delays and financial stress.
Harsh Jain
Nov 15, 20242 min read


Navigating the Complex Landscape of Indian Succession Laws
A Guide for the Perplexed The intricate tapestry of Indian succession laws can be a daunting challenge, especially for those with...
Harsh Jain
Oct 13, 20242 min read


Succession Planning: Challenges for Family Businesses
Succession planning, a cornerstone of family business continuity, often presents a complex landscape riddled with challenges. As Indian...
Harsh Jain
Oct 13, 20242 min read


The Toll of Estate Settling: Supporting Employees
Understanding the Impact of Estate Settling on Employees
Harsh Jain
Oct 13, 20242 min read


Why Indians Need More Than Just a Nominee
While nominating someone for your financial assets is a crucial step, it's not enough to ensure your legacy is protected
Harsh Jain
Sep 13, 20242 min read

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