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Over ₹25 crores in EPF claims safeguarded for real families. Read genuine stories from our customers and see why Kustodian is the name professionals recommend.
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Success Stories from Families Across India and World
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Authentic Client Experiences Through Video Testimonials
“Hear how Kustodian helped Mayur resolve multiple PF and Demat claims within just one month.”
“Hear how Kustodian solved Abhijeet’s pending claim in just 2 months after a year-long wait.”
“Hear how Kustodian solved Ashwin’s EPF in just 3 weeks after a 6-month struggle.”
“Hear how Kustodian helped a customer finally resolve their EPF claims in a few weeks—after years of struggle.”
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Our Media Presence
Featured for Our Expertise in EPF, banks, etc.
EPF Claim Got Rejected Due To Service Overlap? Here’s How To Fix It
EPF claims may be rejected due to “service overlap,” when records show dual employment. This usually stems from mismatched joining or exit dates. The issue is often resolved by submitting proper documentation and evidence.
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1 out of every 4 PF claims rejected in 2023-24-Know strange reasons why claims of these subscribers were denied
In 2023-24, nearly one in four Provident Fund (PF) claims were rejected, leaving many salaried employees struggling despite the scheme’s promise of financial security. Rejections often stem from KYC mismatches, technical glitches, and overlapping job records, along with unexplained errors in the system.
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Overlap in service no ground to reject claims: EPFO circular
The EPFO has clarified that overlap in service periods is no longer a ground to reject PF claims.
Employees also don’t need HR attestations or clearances for withdrawals and settlements. Personal finance expert Kunal Kabra of Kustodian.Life said this is a big relief, as even a single day’s overlap earlier could block an employee’s lifetime savings.
We’re a DEATH-TECH company—we’re here to completely change the way you approach your finances.
From busting EPF myths to simplifying financial plans, we ensure you’re informed, empowered, and ready to take control of your future. Click the video to watch the full story.
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Inside EPFO death claim process: Why families still struggle to access their dues
Despite EPFO’s digital push, families still face long delays in death claim settlements. Verification bottlenecks, outdated records, and multiple PF accounts stretch payouts for years. A Pune widow’s two-year ordeal highlights how families slip into debt while waiting. With 30–40% rejections, incomplete nominations and KYC mismatches are major hurdles. EPFO must treat death claims as urgent lifelines, not routine files.
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Fixers Fill EPFO Gap
Many Indians logging into their EPF accounts are facing mismatches in their savings, making withdrawals a stressful experience. Rejections, poor digital systems, and bureaucratic hurdles add to the frustration. Navigating the EPFO process often feels like a maze for ordinary employees. As a result, workers are left uncertain about accessing their own hard-earned money.
