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EPF Latest Rule Updates 2025: Simplified Withdrawals, Vishwas Scheme, Digital Reforms & Pension Benefits
HEADLINE: EPF Latest Rule Updates 2025: Simplified Withdrawals, Vishwas Scheme, Digital Reforms & Pension Benefits
WHAT CHANGED: EPFO 2025 reforms simplify partial withdrawals, extend full EPF withdrawal to 12 months, launch Vishwas Scheme, doorstep DLC, and EPFO 3.0 digital upgrades.
WHO IT IMPACTS: EPF members, EPS pensioners, employers, HR teams.
SOURCE: https://www.pib.gov.in/PressReleasePage.aspx?utm_campaign=fullarticle&utm_medium=referral&PRID=2178522&utm_source=inshor
Pratyush Banke
Oct 149 min read


EPFO PF Withdrawal Rules 2025: When You Might Have to Return Funds for Using the Wrong Reason
EPFO PF withdrawal rules 2025 explained: withdrawing PF for wrong reasons can lead to recovery, penalties, and blocked future claims. Learn approved conditions and process.
Pratyush Banke
Sep 277 min read


EPFO Passbook Lite & Annexure K 2025: Check PF Balance and Track Transfers Online
EPFO launches Passbook Lite for quick PF balance check and online Annexure K for transparent PF transfers. Learn how to access, download, and track your PF in 2025.
Pratyush Banke
Sep 193 min read


EPFO Death Relief Fund 2025: Ex-Gratia Raised to ₹15 Lakh for Families of Deceased Employees
EPFO increases Death Relief Fund to ₹15 lakh in 2025. Know eligibility, benefits, and how families of deceased employees can claim support.
Pratyush Banke
Aug 223 min read


EPFO New Rule 2025: Who Could Lose Benefits Starting August 15
The EPFO New Rule 2025 under EPS-95 requires 10 years of service for pension eligibility from 15 August. Learn who is affected and what steps to take
Pratyush Banke
Aug 183 min read


EPFO Aadhaar-UAN Linking Made Easy: Employers Can Update Without Separate Approval
EPFO Aadhaar-UAN update without separate approval is now possible in 2025. Link Aadhaar directly to UAN if details match for faster, hassle-free PF access in India.
Pratyush Banke
Aug 163 min read


EPFO New Rule 2025: Aadhaar Face Authentication for UAN on UMANG App
Starting August 2025, Aadhaar-based face authentication is now mandatory for UAN generation via the UMANG app, as per the EPFO’s latest rule. Here's what it means and how to complete the process.
Pratyush Banke
Aug 64 min read


EPFO Rule Changes 2025: Complete Summary of New PF & Pension Reforms
Discover all EPFO rule changes in 2025, auto PF transfers, faster withdrawals, digital claims, and updated pension rules. Essential guide for every EPF account holder in India.
Pratyush Banke
Jul 318 min read


Inside India’s Unclaimed Deposits Surge: When Dormant Money Tells a Bigger Story
In the last decade, the amount of unclaimed deposits in Indian banks has exploded, rising from ₹2,795 crore in 2014 to ₹97,545 crore by March 2025. That’s a massive compound annual growth rate (CAGR) of 38% over 11 years. But the real kicker? More than half—52%—of this growth happened in just the most recent three years.
Harsh Jain
Jul 193 min read


India's Job Revolution: The EPFO ELI Scheme Explained
In a landmark move set to redefine India's employment landscape, the Employees' Provident Fund Organisation (EPFO) has rolled out the Employment Linked Incentive (ELI) Scheme. Unveiled in the Union Budget 2024–25 and officially greenlit by the Union Cabinet in July 2025, the ELI Scheme isn't just another policy; it's a monumental shift in how India approaches formal job creation and social security for its growing workforce.
Harsh Jain
Jul 184 min read


Transferring PF Without Employer Approval: The New Process (2025 Guide)
Stay ahead with the latest 2025 updates to the EPFO’s digital transfer process—no more waiting for employer signatures, no more paperwork, and no lengthy delays. Learn how the Employee Provident Fund (EPF) transfer workflow has evolved, the major differences between the old and new systems, and precisely how to complete a transfer yourself.
Harsh Jain
Jul 173 min read


EPFO’s Latest Report - 1 in 4 EPF Claims Get Rejected
You finally apply to withdraw your PF, maybe after switching jobs, buying a home, or—worse—after losing a loved one. You wait, only to get a rejection message from the EPFO portal. No clear explanation, no one to talk to. Just a vague status. Sound familiar?
Harsh Jain
Jul 173 min read


EPF Rule Change 2025: First-Time Homebuyers Can Now Withdraw 90% of EPF Corpus After 3 Years
In a major step towards making homeownership more accessible, the Employees’ Provident Fund Organisation (EPFO) has announced a new rule in 2025: First-time homebuyers can now withdraw up to 90% of their EPF corpus after just three years of membership. This landmark change is expected to help millions of salaried Indians arrange funds for their first home, especially for the crucial down payment.
Harsh Jain
Jul 142 min read


EPFO Declares 8.25% Interest Rate for FY 24-25: What It Means for You
The EPFO’s declaration of an 8.25% interest rate for FY 2024-25, as per the official circular, is a positive development for millions of Indian employees. With early crediting and a stable rate, EPF continues to be a cornerstone of retirement planning in India.
Harsh Jain
Jul 142 min read

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