Why your EPF is at risk
Most people don't realize their retirement savings are vulnerable until it's too late
Hidden issues
Underlying discrepancies affecting your savings
Delays
Lengthy procedures delaying fund access
Rejections
Documentation errors resulting in rejections
Access issues
Missing nominee details restricting access

Bangalore EPFO
“I appreciate Kunal Kabra and Harsh Jain for their efforts in building this meaningful venture. smooth processes to constant communication/follow-ups is their USP. Recommended in case anyone needs any help with their PF”
- Mayur Dugar, Senior software engineer, Amazon

Mumbai EPFO
"Since 2021, I have been struggling to transfer my PF. Kustodian took charge, navigated the complexities, and resolved the issue within two months”
- Feroz Khan, Director Products & solutions

Delhi EPFO
“If you’re struggling with EPF accounts, trust me—reach out to Kustodian.life. They get it. And they’ll get it done.”
- Sumedha Mahajan, Head of Marketing

Pune EPFO
“I recently worked with Kustodian.life to withdraw my PF, and the experience was exceptional. What impressed me most was their transparency and constant communication, keeping me informed at every stage.”
- Shikha Sharda, Research Specialist

Kolkata EPFO
“Kustodian.life has been very helpful as they assisted in getting my EPF claim within 4 weeks, after multiple failures when I was trying on my own. The team is very responsive, professional and polite and the price for their services is also reasonable.”
- Abhay Khaitan, Senior VP
Expert help included
When our audit flags issues, request a free 1:1 follow-up with a certified expert. They'll guide you through resolution with EPFO.
Certified Experts
Fast Resolution
100%Free
Trusted by thousands

Anuj Parekh -
Mumbai, Co founder & CEO
Apr 2025
Issue: Transfer Stuck Between Employers
“Struggling with your old company’s PF withdrawal? What felt like a dead end was turned around thanks to Kustodian.life. They guided me through every step✅ Represented me in communication with the trust✅ And got it all done—without a single in-person visit, in just 3 weeks. I had almost written it off, but here I am—with my PF savings finally in hand.”
-> Click Here To Read The Full Review

Manish Maheshwari -
Bangalore, General Partner at BAT VC
Feb 2025
Issue: KYC / Aadhaar or Bank Details Errors
“I had almost given up on recovering my Provident Fund (PF) money in India, which had been blocked for years due to frivolous bureaucratic excuses like service period overlap and discrepancies in records between their own portal and passbook. Thanks to Kunal and Kustodian.life, I was finally able to get my rightful PF money. If you're struggling with PF withdrawal, I highly recommend their services.”
-> Click Here To Read The Full Review

Kavitha Mohammad -
Singapore, Co founder
Aug 2025
Issue: Claim Rejected, Refiled and Approved
“After 20+ months of effort, 2 rejections and a few setbacks, I was finally able to resolve my EPFO case with the support of Kustodian.life . They patiently understood the situation, guided me through the steps/process at various employers, and provided timely reminders to keep things moving. I truly appreciate their clarity, persistence, and professionalism in helping me achieve the outcome.”
-> Click Here To Read The Full Review

Sunil Sultania -
Bangalore, CEO
Nov 2024
Issue: PF Withdrawal Assistance
“For months, I was struggling with my PF withdrawal. He took the time to understand my situation and handled the entire process with dedication and persistence. I’m incredibly grateful to Kunal Kabra and his team for going above and beyond.”
-> Click Here To Read The Full Review

Sumedha Mahajan -
New delhi, Head of marketing, growth & ops
May 2025
Issue: Transfer Stuck Between Employers
“1.5 years ago, I met Kunal Kabra at a marketing session I was hosting. He told me about Kustodian.life, the venture he was building to help people recover their stuck savings / inherited wealth. I was instantly intrigued—not just by the problem, but by his clarity and commitment. If you’re struggling with EPF accounts, trust me—reach out to Kustodian.life They get it.”
-> Click Here To Read The Full Review

Abhay Khaitan -
Kolkata, Senior vice president
Jul 2025
Issue: General EPF Resolution
“Kustodian.life - has been very helpful as they assisted in getting my EPF claim within 4 weeks, after multiple failures when I was trying on my own. The team is very responsive, professional and polite and the price for their services is also reasonable.”
-> Click Here To Read The Full Review
Our Promises
What sets us apart in every solution we deliver
Real-time detection
Instant error identification with AI precision
Action plan included
Step-by-step guidance to fix issues
Military-grade security
AES-256 encryption • Zero data retention
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TRUSTED BY
EMPLOYERS AT:







And by employees from 100+ leading organizations across India.
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TRUSTED BY EMPLOYERS AT:
And by employees from 100+ leading organizations across India.
Frequently Asked Questions
Frequently Asked Questions
Just enter your UAN and our AI audit runs automatically. No paperwork, no login hassles—you'll get a complete report in under 2 minutes.
Yes. Bank-level AES-256 encryption. ISO 27001 certified. RBI-compliant. Your information is never shared with third parties.
Perfect! You'll receive a verified clean report and peace of mind. Your EPF account is claim-ready.
Yes, and we understand how emotionally challenging this process can be. We assist nominees and legal heirs with EPF, pension, and insurance (EDLI) claims, handling everything from documentation to succession paperwork. Our role is to make sure your family gets the rightful benefits without having to go through unnecessary stress or bureaucratic hurdles.
Just enter your UAN and our AI audit runs automatically. No paperwork, no login hassles you'll get a complete report in under 2 minutes.
You won’t need to visit the EPF office at all. We manage the entire process — filing, documentation, follow-ups, and coordination with EPFO or employers.
Our pricing is transparent and based on your case’s complexity — no surprises, no hidden charges. We’ll tell you upfront what to expect so you can make an informed decision. Our goal is simple: to recover your rightful money and give you peace of mind, without adding financial stress.






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