Confused about Form 10C? Learn how to withdraw your pension fund or get a Scheme Certificate in 2026. Updated rules for service under 6 months included.

“Money isn’t really yours until the system lets go of it.” When you leave a job, retire, or go through a major life transition, your EPF settlement becomes more than paperwork it becomes closure. But that closure depends on filing the right form at the right time. And this is where most people get confused. Form 19 and Form 10C serve completely different purposes. One helps you withdraw your Provident Fund savings. The other deals with your pension eligibility under EPS. Fili

EPF Form 11 is the declaration every employee must submit when joining a new job to link their UAN, PF balance, and EPS service correctly.

Confused about which EPFO form to use - 10C, 19, 31, or 10D? This 2025 guide breaks down each form in simple terms, shows how to file online through Aadhaar/UMANG, and gives tips to avoid claim delays.