Confused about Form 10C? Learn how to withdraw your pension fund or get a Scheme Certificate in 2026. Updated rules for service under 6 months included.

“Money isn’t really yours until the system lets go of it.” When you leave a job, retire, or go through a major life transition, your EPF settlement becomes more than paperwork it becomes closure. But that closure depends on filing the right form at the right time. And this is where most people get confused. Form 19 and Form 10C serve completely different purposes. One helps you withdraw your Provident Fund savings. The other deals with your pension eligibility under EPS. Fili