Withdrawing EPF as an NRI shouldn't require a flight to India. Whether your Indian SIM is dead, Aadhaar isn’t linked, or your account is "inoperative," the Embassy Attestation Route is your legal bridge home. Our 2026 roadmap covers EPFO 3.0 updates, Section 195 tax compliance, and step-by-step VFS Global/Consulate procedures. Reclaim your savings and navigate the 15CA/CB repatriation process with confidenceno matter where you reside.

EPF went through major backend and policy changes in 2025, and their impact is being felt fully in 2026. This guide breaks down what changed, why it matters, and how you can avoid common issues while securing your retirement savings.